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Lazy ETF Portfolios

Simple and passive portfolios with fixed allocations for long-term investors.

Passive investing

Choosing a passive ETF portfolio

A man checking his stock portfolio on a tablet computer.

A lazy portfolio is a fixed allocation of assets, usually comprising of a number of diversified ETFs, that requires minimal oversight or maintenance, making it perfect for long-term passive investors.

Pick any of the lazy portfolios below based on your individual needs. What are your goals? What's your investment time horizon? What's your risk tolerance? Some portfolios are more globally diversified than others. Some offer higher returns than others, although that usually means higher risk (aka volatility).

Ready-made Lazy portfolios take the guesswork out of investing. No need to do any stock picking yourself. They also require little time to manage. Most Lazy portfolios only need to be rebalanced once a year, in order to reset the ETF allocation to its original weights.

While lazy portfolios have their own advantages, they also have their weaknesses. To attain respectable returns, a good portion of the portfolio will have to be invested in equities. When markets go down, inevitably so will your portfolio. If you're looking for more active protection against downturns, have a look at dynamic ETF portfolios.

List of Lazy ETF Portfolios

Portfolio Name
Start Year
Annual Return
Enhanced Annual Return
Cumulative Return
MTD
3M Return
6M Return
YTD
Annual Return (1Y)
Annual Return (3Y)
Annual Return (5Y)
Annual Return (10Y)
Annual Return (20Y)
Best Return (daily)
Worst Return (daily)
Best Return (monthly)
Worst Return (monthly)
Best Return (yearly)
Worst Return (yearly)
Win Ratio (daily)
Win Ratio (monthly)
Win Ratio (quarterly)
Win Ratio (yearly)
Annual Volatility
Annual Volatility (1Y)
Annual Volatility (3Y)
Annual Volatility (5Y)
Annual Volatility (10Y)
Annual Volatility (20Y)
Max Drawdown
Max Drawdown (1Y)
Max Drawdown (3Y)
Max Drawdown (5Y)
Max Drawdown (10Y)
Max Drawdown (20Y)
Longest drawdown in days
Average days of a major drawdown
Recovery factor
Recovery Speed (3Y)
Recovery Speed (5Y)
Recovery Speed (10Y)
Recovery Speed (20Y)
Sharpe Ratio
Sharpe Ratio (1Y)
Sharpe Ratio (3Y)
Sharpe Ratio (5Y)
Sharpe Ratio (10Y)
Sharpe Ratio (20Y)
Sortino ratio
Adjusted sortino ratio
Calmar ratio
Omega ratio
Information ratio
Gain-to-Pain Ratio
Gain-to-Pain Ratio (1Y)
Gain-to-Pain Ratio (3Y)
Gain-to-Pain Ratio (5Y)
Gain-to-Pain Ratio (10Y)
Gain-to-Pain Ratio (20Y)
Ulcer index
Kelly criterion
Skew
Kurtosis
Annual transactions
Annual transactions 3y
Annual transactions 5y
Annual transactions 10y
Annual transactions 20y
Annual turnover
Annual turnover 3y
Annual turnover 5y
Annual turnover 10y
Annual turnover 20y

World Stocks/Bonds 60/40 Momentum Portfolio

1994
9.04%
19.25%
10.23%
-32.07%
0.90
2
0.10

Weird Portfolio

1975
11.08%
7.02%
9.08%
-35.86%
1.20
5
0.10

US Stocks/Bonds 60/40 Momentum Portfolio

1994
10.24%
20.77%
10.95%
-31.63%
0.95
2
0.10

The Magnificent Seven Portfolio

2012
41.47%
63.25%
27.75%
-49.88%
1.39
7
0.20

Scott Burns Couch Potato Portfolio

1871
7.21%
13.65%
4.90%
-50.83%
1.42
2
0.00

Rick Ferri Core Four Portfolio

1972
9.68%
12.92%
11.07%
-47.77%
0.89
4
0.00

Ray Dalio All Weather Portfolio

1984
8.12%
7.16%
7.33%
-22.22%
1.10
5
0.10

PISI Portfolio

1926
7.11%
10.77%
3.86%
-32.75%
1.77
4
0.00

Paul Merriman 4 Fund Portfolio

1926
10.81%
15.93%
11.59%
-83.91%
0.93
4
0.00

Paul Farrell Second Grader's Starter Portfolio

1988
9.26%
16.44%
14.26%
-52.22%
0.69
3
0.00

JL Collins Simple Path to Wealth Portfolio

1926
9.34%
18.72%
8.20%
-71.21%
1.12
2
0.00

In Saecula Saeculorum Portfolio

1992
7.86%
14.15%
8.26%
-24.78%
0.96
5
0.10

Harry Browne Permanent Portfolio

1926
6.64%
12.28%
4.94%
-29.63%
1.31
4
0.00

Gyroscopic Investing Desert Portfolio

1926
7.07%
10.80%
3.83%
-32.70%
1.78
3
0.00

Golden Butterfly Portfolio

1998
7.19%
11.58%
8.34%
-20.00%
0.88
5
0.10

Fantastic 4 (AI era)

2012
37.62%
73.04%
28.10%
-54.15%
1.28
4
0.10

Europe's GRANOLAS Portfolio

2001
10.25%
1.61%
16.66%
-45.98%
0.66
11
0.10

Deadlift ETF

2021
23.15%
47.36%
29.99%
-46.84%
0.84
10
0.20

Bill Bernstein No Brainer Portfolio

1970
8.70%
9.78%
11.29%
-44.50%
0.79
4
0.10

Aim Ways Shield Strategy: World Momentum Edition

1994
8.56%
18.85%
8.39%
-24.02%
1.02
4
0.10

Aim Ways Shield Strategy: World Edition

1970
8.89%
13.85%
6.04%
-22.74%
1.44
4
0.10

Aim Ways Shield Strategy: Simplified Edition

1971
9.89%
16.31%
8.40%
-24.31%
1.16
5
0.10

Aim Ways Shield Strategy

1988
9.19%
16.36%
8.53%
-23.66%
1.07
6
0.10

Aim Ways Odd-Stats Strategy

1995
9.55%
12.56%
8.26%
-23.47%
1.15
6
0.10

Aim Ways Gold Pivot Strategy

1995
8.49%
16.54%
7.96%
-21.92%
1.07
5
0.10
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Last updated on December 20, 2024. Returns are exclusive of transaction fees and taxes.